Capital Kings LLC · Broker, not a lenderFix and Flip Loans
in West Virginia
Purchase plus 100% of the rehab budget for West Virginia flips, funded through draws, with a term sheet before you commit. First flips welcome from 700 credit, 5% down once you have 3 completed flips. We broker Charleston, Huntington, Morgantown and every county in between.
Fix and Flip Loans in West Virginia at a glance
West Virginia fix and flip terms as of September 2026
Same numbers the term sheet prints after you apply. Capital Kings LLC shops your West Virginia scenario across 400+ lenders and places it with the one that fits. Read the full fix and flip guide for how the program works deal by deal.
Purchase plus 100% of the rehab budget, funded through draws. The program you land on depends on credit and how many flips you have completed.
| Program | Down payment | Min credit | Experience | Rate | Origination | Max loan | Term | Close |
|---|---|---|---|---|---|---|---|---|
| Best Rate | 15% | 700+ | First flip OK | 8.99% to 9.49% | 0.5% | 75% of ARV | 12 months | 14 days |
| 5% Down, 3+ Flips1 | 5% | 600+ | 3+ completed flips | 11.00% to 12.00% | 2% | 75% of ARV | 12 months | 7-14 days |
| 5% Down, 5+ Flips2 | 5% | 660+ | 5+ completed flips | 9.99% to 10.99% | 2% | 75% of ARV | 9-24 months | 10-14 days |
- Origination steps down with experience: 1.5% at 5+ deals, 1% at 8+.
- Rate is set per file from 9.99%; origination about 2% plus a $995 processing fee.
First flip in Charleston, 700 credit
- Loan amount
- $262,500
- Down payment (15%)
- $37,500
- Rate
- 9.49%
- Origination
- $2,000
- Broker fee
- $2,625
- Estimated cash to close
- $49,049
- Interest per month while you rehab
- $1,681
Estimates on Capital Kings terms as of September 2026. Cash to close includes down payment, origination, broker fee, title, prepaid interest, insurance and appraisal. Rehab is funded 100% through draws on every program.
West Virginia investors we fund with fix and flip loans
What we need from you
- Purchase contract
- Rehab budget or scope of work
- Two months of bank statements showing the cash to close
- Government ID
- LLC documents if you are closing in an entity
From application to funding in West Virginia
- 1Send the dealAddress, purchase price, rehab budget, ARV and your credit range. Three minutes on the application.
- 2Get a term sheetLoan amount, rate, origination, broker fee, every closing cost and your cash to close, before any commitment.
- 3We shop itThe scenario goes to the lenders in our network that fund West Virginia flips at your credit and experience level.
- 4Close and drawPurchase funds at closing. Rehab money is released in draws as work is completed and inspected.
West Virginia, city by city
The West Virginia markets we fund most. Not on the map? We broker every county in the state, so send the deal and we place it.
West Virginia Lending FAQ
How much down payment do I need for a fix and flip loan in West Virginia?
What credit score do I need for a West Virginia fix and flip loan?
How much cash do I need to close a $250,000 flip in West Virginia?
Does the loan cover the rehab budget?
How fast can a West Virginia fix and flip loan close?
Is Capital Kings a direct lender in West Virginia?
Other West Virginia loan programs
West Virginia Investor Resources
How the loans are structured, what lenders check, and how to compare offers on a West Virginia deal.
Ready to fund your West Virginia deal?
Submit your scenario in under 3 minutes. We shop our 400+ lender network and send back a term sheet on your actual deal.