$500 Referral Fee for Life on Investor Loan Referrals

The short version. Capital Kings LLC, a hard money, DSCR and new construction loan broker for real estate investors, pays a $500 referral fee to anyone who sends us an investor who closes a loan. It pays on every loan that investor closes with us, for life, with no cap and no expiration. Realtors, wholesalers, contractors, other investors, property managers, and lenders or brokers with a deal outside their own programs all qualify, and no license is needed to refer. We pay it out of our broker fee after closing, by Zelle or wire, so it never changes the investor's rate, fees or cash to close. We place business-purpose investor loans in 37 states across 400+ lenders.

Who Can Refer

If You Know Investors, You Qualify

Most of our business comes from referrals, so we share it with the people who send it. You don't need to be in real estate full time. You just need to know someone who buys, builds or holds investment property.

Realtors

Investor agents

Your buyer gets a term sheet in minutes and a pre-approval from two months of bank statements. You get $500 on top of your own fee, every time they close. The partner portal.

Wholesalers

Your buyers list

Buyers who can close fast make your assignments close. Send them to us for funding, and every loan they close pays you.

Contractors

The investors you build for

The flippers and builders you work for need rehab and construction loans. Send them our way and get paid when their loan closes.

Investors

Your network

A partner, a friend starting out, someone in your investor group. When they close with us, you get $500, and again on their next deal.

Property Managers

Owners who want to grow

Your owners buy more rentals and refinance the ones they have. A DSCR loan qualifies on the rent, not their tax returns.

Lenders and Brokers

The deal you can't do

Wrong state, wrong product, credit outside your guidelines. Send it to us, we compare it across 400+ lenders, and you get $500 when it closes.

How It Works

Three Steps, Then It Repeats

Send the investor

Share your link from a free partner account, or have them put your name in the application, which asks who referred them. Or just text Micah their name.

We price it and close it

Your investor gets a term sheet with every fee on it in about five minutes. We compare the deal across 400+ lenders and close in 5 to 14 days once the file is complete.

You get paid, every time

$500 by Zelle or wire after the loan closes, as fast as the same day. When that investor closes again, the next $500 is yours too.

The partner portal earnings page: every referral fee with its stage, from pending to paid, and the lifetime total — Every fee you earn shows up in your free partner account, from pending to paid, with your lifetime total.

The Math

One Referral Keeps Paying

Investors don't borrow once. A flipper who closes three houses a year with us for five years is 15 closings, and 15 closings at $500 is $7,500 from one introduction. A landlord who buys a rental a year and refinances two of them is more loans again. Refer five investors like that and the fees add up on their own.

There is no cap on how many investors you refer and no end date on any of them. The fee follows the investor, not the deal you first sent.

What We Lend

Know What to Send Us

Business-purpose loans for real estate investors, in 37 states. No owner-occupied homes. If you're not sure a deal fits, send it and we'll tell you.

Fix and Flip

Purchase plus rehab

One loan for the house and the renovation, rehab funded in draws. Fix and flip loans · cash needed on a $200K flip.

DSCR

Rentals, qualified on the rent

30-year fixed purchases and refinances with no tax returns. DSCR loans · rent needed to qualify.

New Construction

Lot plus build

Ground-up loans with draws as you build, first builds welcome with an experienced GC. New construction loans · first build down payment.

The Fine Print

Simple Rules, in Writing

It never costs your investor anything. The $500 comes out of our broker fee after the loan closes. It is not on the term sheet, and your investor's rate, fees and cash to close are the same whether you sent them or they found us on their own.

Business-purpose loans only. RESPA's referral rules cover consumer home loans. We broker only business-purpose loans to investors, so they don't apply. If you're a licensed agent or loan officer, check how your brokerage or company handles referral income.

Taxes. Once your fees for the year pass the IRS reporting threshold, we collect a W-9 before the next payout and send you a 1099.

Questions

Referral Program, FAQ

Capital Kings LLC pays $500 to anyone who refers a real estate investor who closes a loan with us, on every loan that investor closes, for life. We broker hard money, fix and flip, DSCR rental, bridge and new construction loans for investors in 37 states across 400+ lenders.

Anyone. Realtors, wholesalers, contractors, property managers, other investors, and lenders or brokers with a deal outside their own programs. No license is needed to refer.

Yes. It is $500 per closing, not per investor. If the investor you referred closes three loans with us this year and two next year, that is five separate $500 fees. There is no cap on how many investors you refer and no expiration on how long a referral keeps paying.

No. We pay it out of our broker fee after the loan closes. It never appears on the term sheet, and the investor's rate, fees and cash to close are the same whether they came through you or found us on their own.

Send investors your link from a free partner account, or have them put your name where the application asks who referred them. You can also text Micah at (281) 636-5682 with their name before they apply. Your partner account shows every referral and every fee.

After the loan closes, by Zelle or wire, your choice, as fast as the same day it funds. Each new loan that investor closes pays the same way.

Yes. Wrong state, a product you don't offer, or a borrower outside your guidelines: send it to us. We compare it across 400+ lenders, and you get $500 when it closes and on every loan that investor closes with us after that.

RESPA's referral rules cover consumer home loans. Capital Kings brokers only business-purpose loans to real estate investors, so they don't apply. Licensed agents and loan officers should check how their brokerage or company handles referral income.

Business-purpose loans for investors: fix and flip and hard money, DSCR rental purchases and refinances, purchase-only bridge loans, and new construction, in 37 states. No owner-occupied homes. If you're not sure a deal fits, send it and we'll tell you.

Send Us an Investor. Get Paid for Life.